ABOUT TURTLE SECURITIES
WHO WE ARE
Turtle Securities is a financial planning service in Dubbo NSW, specialising in Retirement Planning.
It’s been built on the expertise and skill of Christopher Turtle, local financial planner in Dubbo NSW for over twenty years. Christopher is a retirement specialist, a professional who helps individuals, couples, and small businesses owners plan for their financial future by providing knowledgeable advice and guidance about retirement planning. He has expertise in insurance, tax laws, investment opportunities, estate planning, Social Security benefits, pension plans and Aged Care.
He assists with choosing a retirement plan from the various options that suit individual circumstances and provide guidance on estate planning issues.
Generally he looks to include an allocated pension for everyday expenses, a capital reserve to draw on for exceptional expenses, and an annuity that will kick in later in life to insure against out living our money.
ABOUT CHRIS
Chris is a Certified Financial Planner® professional (CFP®), which is an internationally recognised accreditation for having the highest education and ethical standards in financial planning. He is an accredited specialist of self-managed super fund services in Dubbo NSW, and Aged Care. He has several tertiary qualifications, notably a Master of Financial Planning.
Chris enjoys counselling retirees and those approaching retirement not only about the best way to use their current and future assets, but also retirement lifestyle planning.
He offers retirement planning services for individuals, couples and small business owners.
WHY IS TURTLE SECURTIES IMPORTANT?
Approaching retirement can a difficult time. Assets like investment property and superannuation must be set to provide an income stream for the future. At the same time we need to minimise taxation. We need to protect and preserve what we have. Where possible and if desired, need to leave a proud legacy to pass on to family.
Couples, often struggle to synchronize their superannuation plans, facing issues like differing retirement ages, income levels, and personal goals. What’s needed is specialized planning that harmonizes individual priorities.
Small business owners often face the challenge of balancing immediate financial demands with long-term retirement planning. Their financial situations, intertwined with their businesses, requires specialized advice that considers both personal and business financial futures.
Despite the appeals of self managed super funds (SMSF), many potential trustees face challenges understanding the complex regulations, administrative responsibilities, and investment strategies required to effectively set up and manage a SMSF.
Often Aged Care planning is ignored so when the time comes there’s fear, anxiety and stress, and large fees to be paid.
On death when estate planning hasn’t been done well, there’s no guarantee our love ones’ will inherit out wealth at the right time, in the right way, with not heavy tax consequences.
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